1 Internship Report On Habib Bank Ltd. Chapter – 2 Introduction of HBL. CHAPTER– 2. INTRODUCTION OF HBL. EVOLUTION OF BANKING IN PAKISTAN. AN INTERNSHIP REPORT ONHIMALAYAN BANK LIMITED (HBL) Submitted By: Submitted To: Office of the Dean Faculty of Managem. Internship Report on Hbl. Uploaded by bbaahmad Internship Report . HBL established operations in Pakistan in and moved its head office to. Karachi .

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In JuneMr. But the proportion of increasing of return on earning assets is lesser than the increase of earning assets to total assets. Over agents in more than countries are linked worldwide to make sure that money is transferred without delay. They ob sash their old well-experienced employees to give promotion.

After approval, you can take your Purchase Order to any of our authorized dealers, pay the Total Cash Repott amount and simply drive away with your preferred car.

HBL Internship Report

Employed for the last 6 months or have been in business for the last 3 years. In continuation of the same tradition, UBL in the shape of “Hamrah” Rupee Travelers Cheque enhances this facility for the convenience of its valued relort by offering denominations up to Rs.

Which shows that bank is investing in earning asset rapidly. Economic outlook Pakistan economy is on the constant growth trajectory achieving highest growth level in the last five years, however, the build up of inflationary pressures are posing some concern. Net Profit Margin After this the company become eligible to pay dividend to its shareholder. UBL has its own online software, this software also sell to the other banks and earn. Furthermore two services are also performed by these officers, which are as follows.


Our network is growing at an amazing pace and now you can avail relort like cash withdrawal, payments, deposit, stop payment, acquisition of account statement and many more from more than online branches. Supervisor Customer Services Ibternship officers are working in Supervisor Customer Services who are providing their services to the customers Mr.

Thousands of people already use the Money Gram service every day, taking advantage of the extensive Money Gram equality agent network. It is threat for loosing its market share. Help Center Find new research papers in: UBL should control its operating cost. UBL deals with different kinds of loans for different sectors.

More important thing is that UBL is pioneer in computerization of banking. At the time of independence there were offices of schedules banks in territories now consisting Pakistan. There is no union anywhere in UBL branches. This ratio shows that the bank have much liquidity to pay its short- term debts with in shorter period of time.

This is what you call value for money. Markup is charge on daily product basis. Type of Financing There are three types of financing which are as follows…. Return on Earning Assets 2. Log In Sign Up. This is primarily aimed toward helping the low income group to benefit from the reoort services without having the pressure to maintain specific balance amount with the banks.

HBL Internship Report by Rajesh Sekar in Internship Reports category on

It has many attractive products in advances like agricultural, commercial and cash line etc. This is the maximum rating in the short-term and denotes outstanding short-term liquidity with highest certainty of timely payments. The following are the products of its advances. Great achievement to control its expenses and increase its other income.

Till Maythe bank had successfully issued over 50, credit cards within the country. Find below basic product features of the Product: This ratio show the relationship of the other interested parties with this bank especially creditors.


This type of Financing is for the purchase of seeds, fertilizer, labors, and Food for animals etc. Seller gives cheques for collection to Habib Bank Lahore; they endorse it to Habib Bank main branch Bahawalpur through special crossing.

Bills department performs the function of collection of these bills. If you have a small or medium-sized business, Rport can assist you with the right relort of banking services that will help you manage and grow your business. Taz Raftar Cheaques 3. The bank was incorporated with an authorized capital of Rs.

This shows that the administrative department is working well. UBL is innovator in chip credit card. With UBL Business Financing facility, you can now take your business to greater and newer heights, and achieve the level of itnernship that you truly deserve.

UBL Profit helps you earn extra income with your hard earned money, while providing absolute trust and security. Sources of Funds The only and strong sourcing of financing agricultural loans is banks own deposits and income receiving from its investment.

Repayment Schedules Demand Finance for productions purposes paid at maturity. So it is not profitable to invest in investment it will be better for the bank to invest to other Asset, which give grater return.

Interbship loaning is an art or science of business, which deals with productions of Crops and rearing of birds and animals to meet the basic necessity of life that is food cloth and shelter.